Best Pet Insurance Companies for March 2024
Looking for the best pet insurance companies? You’ve come to the right place! In this article, we’ll be discussing the top pet insurance companies that offer the best coverage and services for your furry friends.
Whether you have a dog, cat, or any other type of pet, we’ll provide you with all the information you need to make an informed decision. So, sit back, relax, and let’s dive in!
1. ASPCA
- Average monthly premium for dogs: $77.78
- Average monthly premium for cats: $38.46
- Accident waiting period: 14 days
- App Available: Yes
- Maximum Enrollment Age: No limit
- Money Back Guarantee: 30 days***
Why we picked it:
ASPCA pet insurance covers a lot of things for your pet. It includes dental problems, bad behaviors, special treatments, special food, and even microchipping. It also pays for exams if your pet gets sick or has an accident.
You can choose a cheaper plan with less coverage that only covers accidents. Or you can get a plan with more coverage by adding preventive care. This pays for things like teeth cleaning, heartworm tests, and shots.
ASPCA makes you wait 14 days for coverage if your pet gets sick or has an accident. But if you get the preventive care plan, it starts right away. They don’t just cover dogs and cats—they also cover horses.
Coverage:
ASPCA Pet Health Insurance offers some of the lowest prices we found for cat insurance, and its rates for dogs are also good.
Their accident-and-illness policies cover a lot of things like hereditary and chronic conditions, dental problems, and even alternative treatments and prescriptions. If you choose an accident-only plan, it covers injuries like bites, broken bones, and cuts.
You can also add extra wellness coverage to either plan if you want. The company usually handles claims within 30 days.
Pros and Cons:
Pros:
- Preexisting conditions that are eligible and can be cured might be covered after 180 days.
- They reimburse pet exam fees for covered conditions.
- You get a 10% discount for each additional pet you insure.
Cons:
- You can’t pay the vet directly through the insurance.
- There’s a 14-day waiting period for accidents.
- They don’t have a 24/7 vet helpline.
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